Did you know that you should never submit an application before your advisor and their underwriting team have fully prepared your file and have a complete understanding (both financially and medically) of your history ?
It is impossible to understate the impact a great advisor team has on behalf of the client during the underwriting process. Tread Lightly uses this section to not only reinforce how your advisor should be guiding you through the underwriting process, but we also share our firm’s methods and philosophy of underwriting. The bottom line is that before you chose an agency, you must have a broad understanding of the “rights and wrongs” of policy submission. This is because building your file in the most honest and favorable light possible can literally change policy prices by thousands upon thousands (and in large cases, even more!) of dollars.
This section includes the “Underwriting Checklist” and “The Medical Examination Guide.”